![]() You can check out your situation any time by requesting a statement of account, free of charge. This important information can be tracked thanks to your social security number (NSS) which can be found on your AVS card. The amount of the pension depends on how much and how long you have contributed, with a maximum statutory amount per person or per couple. If you decide to postpone the start of your retirement, you will receive a monthly deferment supplement to complement your old-age pension. If you take early retirement, your pension will be reduced (by 6.8% if you take it one year early and 13.6% if you take it two years early) and you will have to carry on paying your AVS contributions until you reach statutory retirement age. AVS Video Editor - easy video editing software for Windows. With a flexible retirement system you may obtain payment one to two years early, or postpone it by one to five years. ![]() You have pension entitlement when you reach retirement age (64 for a woman and 65 for a man), provided you have paid contributions for at least one complete year.
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